$150 Chase Checking Bonus

Chase is offering a $150 bonus to new clients who open a checking account with the financial institution by January 15, 2012. Check offer below for more details. Source: Chase

1) In order to get for the offer, go to Chase promo page.

2) Enter your email address to get the coupon for $150

3) OPEN a qualifying Chase checking account and set up direct deposit (offer only available for new Chase checking customers).

4) The account could have a monthly service charge of $10-$12/month. In addition, not all accounts are eligible for the bonus.

Here is the fine print:

To receive the bonus: 1) open a new qualifying Chase checking account, which is subject to approval; 2) deposit $100 or more within 60 days of account opening; AND 3) have your direct deposit made to this account within 60 days of account opening.

If your checking account is closed within six months, Chase will deduct the bonus amount at closing. Also, if your account is closed within 90 days, an Account Closing Fee of $25 will apply.

For more information on this bank bonus deal, check out Chase promo page from this link.

$75 Sharebuilder Brokerage Bonus

Sharebuilder has a $75 cash bonus for new clients who open an account with the broker by December 31, 2011. Check below for more information: (Source: Sharebuilder).

Make sure to use promo code EXTRA75 in order to be eligible for this offer, not the offer code which shows up when you use the link above.

Terms and Conditions:

You must open a new ShareBuilder account and deposit $100 or more to be eligible for this promotion. Initial deposit must be completed by 12/31/11. ING DIRECT Investing will deposit a $75 bonus approximately 4-6 weeks after your first $100 deposit. The $75 bonus offer is available for Individual, Joint and Custodial accounts only. Offer not valid for IRAs or ESAs. The $75 bonus is not available for withdrawal for 120 days after it is awarded to your account. This offer is not valid with any other offers and is non-transferrable. Limit one ShareBuilder account bonus per unique customer or custodial beneficiary. We reserve the right to terminate this offer at any time and to refuse or recover any promotion award if we determine that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of our Account Agreement have been violated. Offer expires 12/31/11.

For more information on this brokerage deal, check out Sharebuilder promo page from this link.

Charles Schwab Credit Card is now BankAmericard

As most cardholders of the Charles Schwab Credit card are aware, the card was sold to Bank of America. As a result, cardholders have been unable to access their account online via www.schwabbankcreditcard.com. However, I was able to access my account by calling in the number on my Schwab credit card.

Today, I received my Bank of America "Bank Americard" in the mail. After activating it, which took 3 - 4 minutes, I was able to set up my online account with the institution. I was relieved to find that my historical statements going as far back as June 2010 were imported automatically. I have been a cardholder since 2009.

The rewards are worse than the 2% cash back I was used with the Schwab credit card. I will be able to earn a 1% cash back on everyday purchases, 2% on groceries and 3% on gasoline purchases. The issue is that rewards can only be redeemed when you accumulate $25. However, according to the Bank of America information I received along with the card, I could either request the rewards to be paid to me manually or automatically. When I selected the "Rewards" link in my credit card website, I found out that I had already been enrolled to automatically have 100% of my rewards deposited into my Schwab brokerage account, as soon as the amount reaches or exceeds $25. Unfortunately, I am nowhere close to reaching $25 in rewards. I would probably be able to reach that amount in 3-4 months or so.

What has your experience with the transition from Schwab Credit Card to Bank of America Credit Card been?

Relevant Articles:

- Charles Schwab Credit Card - How can I pay my balance?

Charles Schwab Credit Card - How can I pay my balance?

I have been using the Charles Schwab Credit card for the past two years. I enjoyed earning a 2% cash back on purchases. The cash was automatically deposited in my Schwab Brokerage account, with no hassle.

Last year however, Schwab sold the credit card accounts to FIA. Until recently, cardholders were able to see their statements and account balances online at www.schwabbankcreditcard.com. Unfortunately, since this Monday, November 7, the credit card account holders have been sold to Bank of America. As a result, all of their online records are inaccessible. When I log into the website i mentioned before, I do not see my account there. For many cardholders, who are used to online banking, this is a very strange transition. Frankly speaking, Bank of America should have ensured a smooth transition for its new "customers". But lately, this big bank has been in one customer relationship fiasco after another.

The major issue for many cardholders is that they would not be able to schedule payments to pay their balances due. The burden to pay the balance on time is on the cardholder, even if the website is down. Luckily, I had scheduled a payment, before my account "dissapeared" from the website. It went through yesterday, and I noticed that the payment was marked as "Bank of America Online PMT". In addition, since I have an outstanding balance, I was able to call the number listed on the back of my credit card to see my balance and amount I owe.

I followed the directions and was ultimately able to schedule payment for a set date. The system asked me for my bank routing and checking account numbers. After that I set the payment amount, the date I want to pay off my balance and I was done.

I hope this little description helps all cardholders, who are left in the dark.

$100 Cash Bonus at Zecco Brokerage

Zecco brokerage has a limited time $100 cash bonus opportunity for new clients, who open an account with the firm. (Source: Zecco)

Offer Details

- In order to be eligible for this promotion, obtain a referral e-mail. I am a Zecco customer, so you can email me at onlinedividends at gmail dot com.

- Click on the referral link in the referral email that Zecco send to your email account

- Fund your new Zecco brokerage account with at least $10,000 within 60 days of opening

- Maintain $10,000 for at least 90 days

For more information on this brokerage bonus deal, check out Zecco's promo page from this link.