Franklin Templeton Bank & Trust has a deal for its Classic Checking where you receive a package of valuable services—and a $50.00 bonus—when you set up direct deposit.
Offer Details:
-Earn a $50 bonus when you set up monthly direct deposit of at least $1,500
-Fees for use of other bank's ATMs reimbursed for up to $6 per month
-Enjoy free checks and unlimited check writing
-Online bill pay service available (free for first three months)
-Pay no monthly service charge when maintaining a $1,000 minimum balance
-Only $100 required to open an account
-If your account balance falls below the minimum balance, an $8 service fee will be applied.
For more information check out the bank bonus deal promo page from this location.
Friday, January 30, 2009
Wednesday, January 28, 2009
Bank Bonus Deals worth $325 Expiring January 31
There are several Bank Bonus Deal which are expiring on January 31, 2009. Check out the deal details page by clicking on it, which will redirect you to my own description of the bank deal.
CitiBank $100 Bank Bonus
PNC Bank $75 Account Bonus
Citibank $25 Bonus
$125 Bank Bonus from Chase
There you have, $325 in Bank Bonus Deals, expiring on January 31, available.
CitiBank $100 Bank Bonus
PNC Bank $75 Account Bonus
Citibank $25 Bonus
$125 Bank Bonus from Chase
There you have, $325 in Bank Bonus Deals, expiring on January 31, available.
Monday, January 26, 2009
Metropolitan National Bank $200 Bank Bonus Offer
Metropolitan National Bank has a $200 Bank Bonus Offer when you open their Free Personal Checking.
Offer Details Below:
- You only have to Mmintain a small minimum balance in a NOW checking account and earn interest without transaction restrictions that typically apply to other interest-bearing deposit accounts.
- Free checking $200 bonus offer is subject to change without notice, limited to one account per customer.
- Free checking $200 bonus requires activating full, direct deposit ($500 minimum) of recurring payroll, government benefits or pension disbursements.
- $200 bonus will be credited to the account (approximately 30 days) after first full, qualifying direct deposit posts to your account.
- We require that qualifying, full direct deposits be made continually for no less than six months from the date of the initial qualifying direct deposit.
- Should these deposits be terminated or the account closed prior to six months, any paid bonus will be charged from your account or shall be otherwise due to us.
- The bonus is considered interest and will be reported to the IRS with form 1099-int.
For more information check out the bank promo website.
Offer Details Below:
- You only have to Mmintain a small minimum balance in a NOW checking account and earn interest without transaction restrictions that typically apply to other interest-bearing deposit accounts.
- Free checking $200 bonus offer is subject to change without notice, limited to one account per customer.
- Free checking $200 bonus requires activating full, direct deposit ($500 minimum) of recurring payroll, government benefits or pension disbursements.
- $200 bonus will be credited to the account (approximately 30 days) after first full, qualifying direct deposit posts to your account.
- We require that qualifying, full direct deposits be made continually for no less than six months from the date of the initial qualifying direct deposit.
- Should these deposits be terminated or the account closed prior to six months, any paid bonus will be charged from your account or shall be otherwise due to us.
- The bonus is considered interest and will be reported to the IRS with form 1099-int.
For more information check out the bank promo website.
Thursday, January 22, 2009
CitiBank $100 Bank Bonus
Citibank has an account opening bank bonus which expires 1/31/2009, where new accounts can earn $100 with a $1000 initial deposit. Thanks to BankVibe for finding this deal.
Offer Details:
- Just open a qualifying Citibank regular checking account and fund it with a minimum of $1,000 by 01/31/2009.
- Within the first month after your account is opened, make at least one direct deposit into your account or make at least two electronic bill payments from your account each month for three consecutive months and get $100 deposited into your new account.
- This offer is only available to Citi® cardmembers who are the primary credit card account holders.
-Checking account must be funded with $1,000 or more by 01/31/2009 and must be in a Citibank Account, Citibank Everything Counts® or Citigold® account relationship package.
- $100 will be deposited to your Citibank checking account within 120 days from the end of the statement period in which you met the qualifying requirements
- Promo code is: CY73
For more information check out the CitiGroup $100 Bank Bonus deal promo page from this link.
Offer Details:
- Just open a qualifying Citibank regular checking account and fund it with a minimum of $1,000 by 01/31/2009.
- Within the first month after your account is opened, make at least one direct deposit into your account or make at least two electronic bill payments from your account each month for three consecutive months and get $100 deposited into your new account.
- This offer is only available to Citi® cardmembers who are the primary credit card account holders.
-Checking account must be funded with $1,000 or more by 01/31/2009 and must be in a Citibank Account, Citibank Everything Counts® or Citigold® account relationship package.
- $100 will be deposited to your Citibank checking account within 120 days from the end of the statement period in which you met the qualifying requirements
- Promo code is: CY73
For more information check out the CitiGroup $100 Bank Bonus deal promo page from this link.
Tuesday, January 20, 2009
Amboy Direct $50 Bank Bonus
Amboy Direct has a $50 Bank Bonus offer when you open their Esavings Account.
Offer Details:
There is a $100 minimum opening balance
No monthly balance minimums or service fees
Amounts between $100 and $2999.99 will earn 1% APY.
Amounts between $3000 and $100,000 will earn 2.79% APY.
Check out the bank bonus promo page from this link.
Offer Details:
There is a $100 minimum opening balance
No monthly balance minimums or service fees
Amounts between $100 and $2999.99 will earn 1% APY.
Amounts between $3000 and $100,000 will earn 2.79% APY.
Check out the bank bonus promo page from this link.
Monday, January 19, 2009
Sovereign Bank $100 Bank Bonus
Sovereign Bank has a $100 account opening bank bonus deal expiring February 27, 2009.
Offer Details:
- Open a Premier or Interest account along with a Sovereign CheckCard and a $10 deposit by February 27th
- Make 6 purchases with your Sovereign CheckCard within 60 days of opening your account
- The $100 bonus will be credited within 75 days after the account opening
After doing some research, it seemed that the best option would be to open the Interest Checking account with a direct deposit if you plan on utilizing this bank deal with a small initial amount of funds.
For more information on this bank deal, check out the bank promo page from this link.
Offer Details:
- Open a Premier or Interest account along with a Sovereign CheckCard and a $10 deposit by February 27th
- Make 6 purchases with your Sovereign CheckCard within 60 days of opening your account
- The $100 bonus will be credited within 75 days after the account opening
After doing some research, it seemed that the best option would be to open the Interest Checking account with a direct deposit if you plan on utilizing this bank deal with a small initial amount of funds.
For more information on this bank deal, check out the bank promo page from this link.
Thursday, January 15, 2009
TCF Bank $50 Account Bonus
TCF Bank has a $50 Bank Bonus offer when you open a new Free TCF Checking account.
Offer Details:
The offer is good for the following states:
Arizona
Colorado
Illinois
Indiana
Michigan
Minnesota
Wisconsin
You could Apply online for a new FREE TCF Checking account. Once it is opened and funded, TCF will mail you a $50 Grocery Gift Card.
You could also visit a TCF Bank LocationVisit a TCF Bank location to open your new FREE TCF Checking account and they will hand you a $50 Grocery Gift Card
This offer is available to individuals and small businesses without a TCF Checking account in the past 90 days.
There is a $25 minimum to open a TCF Totally Free Checking account.
According to the TCF bank promo website, it takes up to 4 weeks for grocery card delivery if opening an account online.
For more information check out the promo page from this link.
Offer Details:
The offer is good for the following states:
Arizona
Colorado
Illinois
Indiana
Michigan
Minnesota
Wisconsin
You could Apply online for a new FREE TCF Checking account. Once it is opened and funded, TCF will mail you a $50 Grocery Gift Card.
You could also visit a TCF Bank LocationVisit a TCF Bank location to open your new FREE TCF Checking account and they will hand you a $50 Grocery Gift Card
This offer is available to individuals and small businesses without a TCF Checking account in the past 90 days.
There is a $25 minimum to open a TCF Totally Free Checking account.
According to the TCF bank promo website, it takes up to 4 weeks for grocery card delivery if opening an account online.
For more information check out the promo page from this link.
Wednesday, January 14, 2009
PNC Bank $75 Account Bonus
PNC Bank has a $75 Bank Bonus offer when you open their Personal Checking Account which expires January 31,2009.
Offer Details:
The minimum to open is $25.
the account opening bank bonus of $75 will be credited to the account within 7 days of the first Direct Deposit, which must occur before 3/31/09. The direct deposit must be at least $500, and according to the small print.
Check out the offer detail from this page.
Offer Details:
The minimum to open is $25.
the account opening bank bonus of $75 will be credited to the account within 7 days of the first Direct Deposit, which must occur before 3/31/09. The direct deposit must be at least $500, and according to the small print.
Check out the offer detail from this page.
Sunday, January 11, 2009
$100 Account Bonus at TD Ameritrade
TD Ameritrade is offering an account bonus worth $100 to qualified customers, who open an account with them by March 31, 2010. Check below for offer details: (Source: TD Ameritrade)
-Offer valid for one new non-retirement TD AMERITRADE account opened by 3/31/2010 and funded by 12 monthly consecutive automatic electronic deposits of $100 or more.
-First $100 must be deposited within 30 days of opening account.
-To be eligible, you must be a U.S. resident age 18 or older.
Accounts will be reviewed 12 months from date of first qualified deposit to determine eligibility for offer.
-Should you need to withdraw the money prior to the 12-month commitment, you may withdraw all of your deposits plus interest earned, however you will forfeit the $100 bonus.
-Account must remain open with minimum funding requirements for 12 months in order to receive the $100 cash deposit.
-If deposit requirements have been met, please allow 4 weeks for $100 cash deposit to post to account.
For more information on this promotion, check TD Ameritrade's promo page from this link.
-Offer valid for one new non-retirement TD AMERITRADE account opened by 3/31/2010 and funded by 12 monthly consecutive automatic electronic deposits of $100 or more.
-First $100 must be deposited within 30 days of opening account.
-To be eligible, you must be a U.S. resident age 18 or older.
Accounts will be reviewed 12 months from date of first qualified deposit to determine eligibility for offer.
-Should you need to withdraw the money prior to the 12-month commitment, you may withdraw all of your deposits plus interest earned, however you will forfeit the $100 bonus.
-Account must remain open with minimum funding requirements for 12 months in order to receive the $100 cash deposit.
-If deposit requirements have been met, please allow 4 weeks for $100 cash deposit to post to account.
For more information on this promotion, check TD Ameritrade's promo page from this link.
Friday, January 9, 2009
EverBank $40 Account Bonus
EverBank has a $40 Bank Bonus offer when you open their FreeNet Checking Account.
Details:
In order to earn a $40 reward when you meet these qualifications:
- Customer must apply, be approved and fund a FreeNet Checking Account with a minimum deposit of $40,000.
- Customer must maintain an average monthly balance of not less than $40,000 for at least one statement period during the first three statement periods after account opening.
- Customer may not be a current or former FreeNet Checking Account customer of EverBank.
- Reward can only be paid to those customers opening the account from the promotional page, and meeting ALL the qualifying terms.
- If the account is closed within 180 days of funding, EverBank reserves the right to recapture the value of the reward paid to the customer.
- Minimum opening deposit of $1,500 is required.
- During the Bonus Period, balances of $100,000 or more will earn an interest rate of 3.76% for the first $99,999.99 and an interest rate of 2.92% for all amounts above $99,999.99, with all funds in the account earning the applicable ongoing interest rate, currently 2.92%.
For more information visit the EverBank deal page from this link.
Details:
In order to earn a $40 reward when you meet these qualifications:
- Customer must apply, be approved and fund a FreeNet Checking Account with a minimum deposit of $40,000.
- Customer must maintain an average monthly balance of not less than $40,000 for at least one statement period during the first three statement periods after account opening.
- Customer may not be a current or former FreeNet Checking Account customer of EverBank.
- Reward can only be paid to those customers opening the account from the promotional page, and meeting ALL the qualifying terms.
- If the account is closed within 180 days of funding, EverBank reserves the right to recapture the value of the reward paid to the customer.
- Minimum opening deposit of $1,500 is required.
- During the Bonus Period, balances of $100,000 or more will earn an interest rate of 3.76% for the first $99,999.99 and an interest rate of 2.92% for all amounts above $99,999.99, with all funds in the account earning the applicable ongoing interest rate, currently 2.92%.
For more information visit the EverBank deal page from this link.
Wednesday, January 7, 2009
Citibank $25 Bonus
Citibank has a limited $25 bank bonus offer which expires January 31, 2009.
Offer Details:
(1) Open and fund a new Ultimate Savings Account with a minimum initial deposit of $1,000 by 01/31/2009 using offer code CYA8
(2) You must maintain a minimum balance of $1,000 in your account each month for the next 3 consecutive calendar months.
(3)$25 will be credited to your Ultimate Savings Account within 120 days from the date of satisfaction of offer terms. Account must be open and in good standing at the time of $25 credit. The amount of any bonus payment will be reported to the IRS as interest earned in the year credited.
To learn more about this offer visit Citigroup offer page from this link.
Offer Details:
(1) Open and fund a new Ultimate Savings Account with a minimum initial deposit of $1,000 by 01/31/2009 using offer code CYA8
(2) You must maintain a minimum balance of $1,000 in your account each month for the next 3 consecutive calendar months.
(3)$25 will be credited to your Ultimate Savings Account within 120 days from the date of satisfaction of offer terms. Account must be open and in good standing at the time of $25 credit. The amount of any bonus payment will be reported to the IRS as interest earned in the year credited.
To learn more about this offer visit Citigroup offer page from this link.
Tuesday, January 6, 2009
Flagstar $100 Bonus Offer
Flagstar has a limited $100bank bonus offer which expires February 28, 2009.
Offer Details:
-Promo Code HD
-Offer available only at retail banking centers. Please ask your Flagstar banker to note the Internet promotional code at account opening.
-$100 deposit available for new checking account customers only (no existing Flagstar checking account). For a limited time, open a new personal checking account with an automatic, recurring direct deposit of income of at least $250 per month, excluding interest deposits, and we'll deposit $100 into your account within 30 days after the first recurring direct deposit takes place.
-Minimum opening deposit is $50. Direct deposit must be established within first 60 days of account opening. All accounts must remain open and active for a minimum of six months. If checking account is closed within the first six months, Flagstar reserves the right to reclaim the $100 deposit.
-Flagstar will issue a 1099 for the $100. Offer not good in conjunction with any other coupons or checking account offers.
For more information on this bonus deal, visit the promo page.
Offer Details:
-Promo Code HD
-Offer available only at retail banking centers. Please ask your Flagstar banker to note the Internet promotional code at account opening.
-$100 deposit available for new checking account customers only (no existing Flagstar checking account). For a limited time, open a new personal checking account with an automatic, recurring direct deposit of income of at least $250 per month, excluding interest deposits, and we'll deposit $100 into your account within 30 days after the first recurring direct deposit takes place.
-Minimum opening deposit is $50. Direct deposit must be established within first 60 days of account opening. All accounts must remain open and active for a minimum of six months. If checking account is closed within the first six months, Flagstar reserves the right to reclaim the $100 deposit.
-Flagstar will issue a 1099 for the $100. Offer not good in conjunction with any other coupons or checking account offers.
For more information on this bonus deal, visit the promo page.
Saturday, January 3, 2009
Best CD Rates for 01/05/2009
Happy New Year Everyone! 2009 will be a very interesting year in terms of interest rates, as the Federal Reserve has cut rates to multi-decade lows in order to combat the credit freeze.
Below you could find the best CD rates for several periods:
Period Bank APY Minimum to Open
1 Month UFBDirect.com 3.00% $8000
UmbrellaBank.com 2.30% $1000
3 Months Imperial Capital Bank 3.00% $2000
6 Months Imperial Capital Bank 3.45% $2000
9 Months State Farm Bank 3.17% $500
12 Months Imperial Capital Bank 3.85% $2000
2 Years Imperial Capital Bank 3.70% $2000
GMAC Bank 3.65% $500
3 Years Intervest Natl Bk 3.70% $2500
GMAC Bank 3.65% $500
4 Years Flagstar Bank, FSB 4.50%, $0
Allied First Bank 3.75%, $500
5 Years Flagstar Bank, FSB 4.01%,$0
GMAC Bank 4.00%,$500
Based off the new rates in 2009 it looks like the era of 5% CD rates is over for maturities closer than 5 years.
Below you could find the best CD rates for several periods:
Period Bank APY Minimum to Open
1 Month UFBDirect.com 3.00% $8000
UmbrellaBank.com 2.30% $1000
3 Months Imperial Capital Bank 3.00% $2000
6 Months Imperial Capital Bank 3.45% $2000
9 Months State Farm Bank 3.17% $500
12 Months Imperial Capital Bank 3.85% $2000
2 Years Imperial Capital Bank 3.70% $2000
GMAC Bank 3.65% $500
3 Years Intervest Natl Bk 3.70% $2500
GMAC Bank 3.65% $500
4 Years Flagstar Bank, FSB 4.50%, $0
Allied First Bank 3.75%, $500
5 Years Flagstar Bank, FSB 4.01%,$0
GMAC Bank 4.00%,$500
Based off the new rates in 2009 it looks like the era of 5% CD rates is over for maturities closer than 5 years.
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