Saturday, February 28, 2009

M&T Bank $100 Bank Bonus Opportunity

M&T Bank is currently running a nationwide account opening promotion, which expires on April 4, 2009.

Offer Details:

- The two accounts that offer the $100 bonus include the Direct Checking and the Classic Checking.
- The Direct Checking has no monthly service fee with direct deposit OR when you maintain at least $1,500 in combined average daily M&T Direct Checking and M&T Personal Savings balances
- The Classic Checking is free for customers age 50 and over

- One cash bonus per personal checking account for activating direct deposit within 90 days of account opening or for making an initial deposit to your account via ACH transaction during the online account opening process. Bonus will be credited to the account after the first such deposit is made and will be reported as income for tax purposes. Bonus offer is limited to one per customer, may vary by product and region, is subject to change at any time in our sole discretion without notice, and is not available to employees of M&T Bank or any of its affiliates.

For more information on this bank bonus deal, check out the bank promo page below.

Thursday, February 26, 2009

February Bank Bonus Offers worth $500 Expiring Very Soon

There are several Bank Bonus Deals most of which are expiring on February 28 2009. Check out the deal details page by clicking on it, which will redirect you to my own description of the bank bonus opportunity.

Discover Bank has a $50 Bank Bonus Opportunity which expires on February 28, 2009.

Compass Bank has a $150 Bank Bonus Deal which expires February 28, 2009.

Sovereign Bank has $100 Bank Bonus opportunity expiring February 27, 2009.

Flagstar Bank has a limited time $100 Bonus Offer which expires February 28, 2009.

Capital One $100 Bank Bonus Opportunity expiring on February 28, 2009.

Wednesday, February 25, 2009

American Express Pays Some Cardholders $300 to Close Accounts

American Express , which is the largest U.S. credit-card company by purchases, is paying some cardholders $300 each to close accounts so the lender can reduce the risk of defaults as the recession deepens.

Check out the deal below:

"Pay off your entire balance between March 1, 2009 and April 30, 2009, and we will send you a $300 value prepaid card1 to thank you2. Enrolling in this promotion will automatically cancel your account3.
Enter your 14-digit RSVP code from your mailing, or if you are registered to manage your account online, enter your user ID and password.
The prepaid card will arrive within 4 weeks of the end of the promotion. The prepaid card can be used to help you with your day-to-day expenses including purchases at your pharmacy, grocery store, or virtually anywhereAmerican Express® Cards are accepted.

If you are a Blue from American Express® or Optima®Card Cardmember and enrolled in theMembership Rewards Express® program be sure to use any points before enrolling."

Not all cardholders are going to receive the $300 if they pay off their balances early however.

Check out the AmEx promo page from this link.

Sunday, February 22, 2009

Best Long-Term Certificates of Deposit

With the decrease in interest rates by major central banks worldwide, investors are left with few decently yielding choices to park their extra cash. As interest rates have fallen to multi-decade lows, most online checking and savings accounts yield some pretty paltry returns to savers. Short-term CD do not offer any decent yields either; the “best CD rates” out there can only be achieved by stretching out maturities beyond several years. Some of the best long-term CD rates can be achieved in the 10-year CD and 7 year CD maturities.

The best 10 year CD rate nationwide available right now is from Discover Bank, at 4.00% APY. There is a $2500 minimum deposit required to open the CD.

The best 7 year Certificate of Deposit available nationwide yields 3.75% APY also at Discover Bank. The minimum deposit for this one is $2500 as well.

Friday, February 20, 2009

Capital One $100 Bank Bonus Opportunity

Capital One has a $100 bank bonus plus 5000 miles when you open their Capital One Rewards Checking, which expires on February 28, 2009.

Offer Details:

- Bring a printout of this email to your local branch and use promo code RC1 to get started
- $50 minimum opening deposit required.
- To qualify for the $100 cash reward, you must present this mailer when you open a Capital One Bank branch personal checking account during the promotional period and enroll in payroll/direct deposit within 90 days of account opening. Qualifying individuals will receive a $100 credit to their checking account approximately 6–8 weeks after the first payroll/direct deposit transaction is posted to the account.

For more information check out Capital One bank bonus promo page from this link.

Wednesday, February 18, 2009

Discover Bank $50 Bank Bonus Opportunity

Discover Bank has $50 Bank Bonus Opportunity which expires on February 28, 2009.

Offer Details:

- To earn the cash offer, a minimum deposit of $10,000 in new funds must be received by March 15, 2009 and those funds must remain on deposit for at least 90 days. The cash offer will be credited to your Discover Bank account 4 to 6 weeks after the 90-day period. Offer limited to one per customer, and not applicable for accounts opened via phone or mail.

- In order to receive the $50 cash offer, the Offer code D100741 must be entered on the application form.

For More information check out Discover Bank's promo page from this link.

Monday, February 16, 2009

Regions Bank $250 Savings Bonus

Regions Bank has a bank bonus offer that could potentially earn you $250, if you open their LifeGreen Checking and LifeGreen Savings accounts.

-A $50 minimum opening deposit and CheckCard are required for LifeGreen Checking.
-LifeGreen Savings cannot be opened without a LifeGreen Checking account.
-A $5 minimum opening deposit required for the LifeGreen Savings account if an automatic monthly transfer is set up from checking of at least $10; otherwise $50 required.
-A monthly automatic transfer of funds of at least $10 from your Regions Checking account to a LifeGreen Savings account for the entire year is required to earn a 1% interest rate bonus.
-The bonus is based on the average monthly balance in your LifeGreen Savings account for the year and paid on the anniversary of account opening.
-Maximum annual bonus of $250.

Visit the bank bonus promo page from this link.

Friday, February 13, 2009

Chase Business Checking $200 Bank Bonus

Chase has a Business Checking Bonus for $200, which expires on March 28, 2009.

Offer Details:

-You have to open a qualifying Chase Business Checking account with a minimum deposit of $500

-Your $200 Bank bonus will be deposited to your account in 30 business days

- It's always good to read the fine print:

*Offer valid when opening a new Chase BusinessClassic SM Checking,BusinessClassicSM Checking with Interest, Advanced Business CheckingSM, Advanced Business CheckingSM with Interest, Commercial Checking, Commercial Checking with Interest account, or Chase BusinessPlus® Extra Checking account. Accounts are subject to account opening approval (interest bearing accounts are only available to sole proprietorships, non-profit,and government entities). A $500 minimum deposit is required into your new business checking account within 30 days of account opening. Initial deposit must be made with funds not held with Chase or its affiliates. Limit one business checking account related award/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Cash bonus will be automatically deposited into your new Chase business checking account within 10 business days upon confirmation of the deposit requirement. Cash premium does not count towards the deposit requirement. Bonus is considered interest and will be reported on IRS Form 1099-INT.

For more information check out the promo page below

Monday, February 9, 2009

E-Trade $25 Savings Account Bonus

E-trade has resumed its $25 savings account bank bonus promotion, which expires February 25, 2009.

Offer Details :

1 A $1 minimum deposit is required to open a new account. Withdrawal limits apply. Online statements required.

2 $25 will be credited to your Complete Savings Account within 30 days of the account being funded with a minimum deposit of $1. Payments will be reported as interest income. Accounts must be opened by 2/25/2009 to quality for the $25 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees.

3 For details and important information about Quick Transfer, please click here for a listing of the limitations, restrictions and time deadlines associated with this service.

4 The APY of the Complete Savings Account as of 1/20/2009 is more than 8 times the national average APY for savings accounts with balances of $25,000.

For more information check out the offer page details.

It's important to compare savings account interest rates because you want to be getting the highest annual percentage yield that you can get on your bank accounts. A certificate of deposit is also a good option for funds that can lock away. You should always wait for the best CD rates to do this though because once you put your money into a CD, you can't get it out until the CD matures.

Bank Bonuses are a great way to earn an additional $100- $200 in alternative income per offer. Many reputable banks such as Chase and Bank of America offer $100 Checking Bonuses or $75 Savings Bonuses.

Friday, February 6, 2009

$45 Bank Bonus Deal with Principal Bank

Principal Bank has a bank bonus deal with a potential payout of $45.

Offer Details:

To qualify for the bonus the following criteria must be met:

- Open a free Principal Bank checking account with just $100 in order to avoide paying a monthly fee
- There is no minimum balance requirement.
- Set up direct deposit and get $25. Direct deposits include payroll, retirement, Social Security and other recurring checks for same-day deposits.
- Use Free BillPay toearn $20

The $25 bonus will be credited to your Principal Bank checking account within 120 days when your payroll or other regularly scheduled direct deposit of $200 or more is received twice within the first 60 days your new checking account is opened.
To qualify for the $20 bonus, five BillPay transactions of at least $20 each must be completed within the first 60 days your Principal Bank checking account is opened. Payments to individuals will not count toward qualifications required for the bonus.

For more information check out Principal Bank's promo page.

Wednesday, February 4, 2009

Compass Bank $150 Bank Bonus Deal

Compass Bank, is offering a bank bonus deal that could potentially earn $150, which expires February 28, 2009.

Offer Details:

-Open a new Compass checking account and sign up for Online Bill Pay by 2/28/09
-Pay at least 5 bills online every 30 days for the first three months your account is open
-For each month that you do, you'll get $25 — up to $75 total
- Checking account customers who establish a recurring Payroll Direct Deposit can get an extra deposit from Compass – up to $75 when you sign up for Direct Deposit with your employer's payroll department.
- $100 minimum opening deposit required.
- Check to see if there is a Compass Bank Branch in your area from this link.

For more information, check out the offer page from this link.

Monday, February 2, 2009

Wainwright Bank $200 Bonus Opportunity

Wainwright Bank has a bank bonus deal opportunity where for a limited time you receive a free $200 U.S. EE Savings Bond when you open a new Value Checking account.

Offer Details:

- $10 minimum to open
- $500 minimum balance required to avoid $6 monthly service charge
- Normal monthly service charges waived and no minimum balance required with Direct Deposit
- Monthly service charge waived for customers under the age of 19 or 65 and over

It's always good to read the fine print in the bank bonus deals:

To be eligible to receive a free $200 Series EE U.S. Savings Bond you must open a new Wainwright Bank personal checking account and have a recurring payroll, Social Security or public assistance Direct Deposit made to the account; limit one bond per household; bond will be mailed within 90 days of account opening; account must be in good standing with active Direct Deposit at time of Bond mailing; offer is subject to change and may be withdrawn at any time; new account opened subject to approval; initial value of Bond will be reported to the IRS as interest; offer not available for current personal checking customers or anyone who has had a personal checking account with Wainwright Bank in the last 60 days.

For more information on this bank bonus deal offer, check out the bank promo page.