ING $50 Bonus Deal

If you already have a savings account at ING you could get a $50 bonus for opening a checking account by May 31, 2009.

Offer Details:

- You have to already have an ING Savings Account to qualify.
- You will have to activate an Electric Orange MasterCard® Debit Card
- You also have to use your Electric Orange Card to make at least 3 signature-based purchases in the first 45 days after your account has been opened
- The offer code is EM258

For more information on this bank bonus deal, check ING's promo page.

This post was featured on Money Hacks Carnival #76 - The Land Down Under Edition

$225 worth of bank bonus deals expiring in May

There are several Bank Bonus opportunities expiring on May 31, 2009. Check out the deal details page by clicking on it, which will redirect you to my own description of the bank bonus opportunity.

USAA Bank $100 Bank Bonus

Citibank $100 Bank Bonus Deal

ING $25 Bonus with Electric OrangeSM checking

There are several other bank bonus deals which are still active:

$100 TD Ameritrade Save Yourself Bonus

$100 Bank Bonus Deal from M&T Bank

Amboy Direct $50 Bank Bonus

$75 Bank Bonus Deal at Bank of America

$50 Bank Bonus from Bank of America

If there are more bank bonus offers that your know of, please e-mail me at sagitarius_d at rambler dot ru and I will post them.

$100 Chase Checking Bonus

JP Morgan Chase is offering a $100 Cash Bonus for new Chase Checking(sm) account with $100 by June 23, 2009.

Offer Details:

- To qualify for the cash bonus you must open a new Chase CheckingSM account with a $100 minimum opening deposit of new money
- within 60 calendar days of account opening, you must initiate a monthly direct deposit such as payroll, pension or Social Security, or have at least five debit card purchases using your PIN or signature
- Checking account must remain open for a minimum of six months or the cash bonus will be debited from the account at closing.

For more information on this bank bonus deal, check out JP Morgan Chase promo page.

WaMu $100 Bank Bonus Deal

Washington Mutual is offering a $100 cash bonus when you open their WaMu Free Checking™ account by June 16, 2009.

Offer Details:

- To qualify for the reward, you must open a new checking account with a $100 minimum opening deposit of new money by June 16, 2009.
- Within 60 calendar days of account opening, you must initiate a monthly direct deposit such as payroll, pension or Social Security, or have at least five debit card purchases

For more information on this bank bonus deal, check out WaMu's promo page.

$100 Checking Bonus at Bank of the West

Bank of the West is offering a $100 Bank Bonus when you open their checking account by June 19, 2009.

Offer Details:

- Open any Bank of the West checking account with direct deposit of at least $250. Funds must be new to Bank of the West.
- The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date.
-Bonus will be credited to your account within 60 days after satisfaction of conditions.
-Offer valid for a new personal checking account opened from 4/27–6/19/09 with $100 or more from a financial institution other than Bank of the West.

For more information on this bank bonus deal, check out the bank promo page.

Hat's off to Andy from Bank Bonuses for finding this deal.

Sovereign Bank $100 Checking Bonus

You still have 3 more days to get the $100 Bank Bonus Deal at Sovereign Bank. In order to qualify for the checking bonus, you have to open new Sovereign Premier Checking, Business Owner Premier Checking, Interest Checking or Partnership Checking account with at least $10 by May 22.

In addition to that new account holders must also request a Sovereign CheckCard. Last but not least you have to make make 6 Sovereign CheckCard purchases totaling at least $250 within 60 days after you open your account in order to qualify for the bonus.
Check my last review of this checking deal how to avoid paying any fees with this bonus deal.

In addition to that M&T Bank is still offering a $100 Checking Bonus when you open one of their checking accounts and maintain a balance above $1500 in order to avoid paying a monthly fee. Check my review of M&T Bank $100 Checking Bonus deal.

Relevant Articles:

- M&T Bank $100 Bank Bonus Opportunity
- $100 Bank Bonus Deal at Sovereign Bank
- $200 Capital One Bank Bonus Opportunity
- $75 Bank Bonus Deal at Bank of America

$100 Checking Bonus from American Eagle CU

American Eagle Credit Union is offering a $100 checking bonus deal for those who open a checking account by June 30, 2009.

Offer Details:

-Member must open a Visa Check Card within 30 days of checking account opening to receive $25 bonus bucks.
-Direct deposit must be credited to checking account within 30 days of checking account opening to receive $25 bonus bucks.
-Member must pay three bills online within 30 days of checking account opening to receive $25 bonus bucks.
-Maximum $100 bonus bucks per member.
-Bonus bucks subject to 1099 reporting.

For more information on this bank bonus deal, check out the bank promo page.

$120 UMPQUA Bank Savings Bonus

UMPQUA Bank has a limited time promotion for savers who open their Sweet Savers Accounts which expires August 28, 2009.

Offer Details:

- The offer is limited to CA, WA and OR
- A $100 Minimum Deposit is required to open this account
- Savings account balances will earn a promotional fixed interest rate of 0.50% (with a 0.50% Annual Percentage Yield), through 4/30/2010
- To receive the $10 monthly funds credit, a $50 automatic funds transfer must be established from the checking account to the savings account each month, with each transfer posting to the savings account by the last business day in the month. Savings balance must grow by $50 each month.
- Funds credit will not be made prior to 05/01/09 or after 04/30/2010.
- Maximum funds credit $120.
- Savings account minimum balance requirement of $200 applies to avoid a service charge,
- Offer limited to one per customer, customer will be defined by tax identification number (TIN). Both savings and checking account must have common TIN to be eligible.
- All offers are subject to a credit approval

For more information on this get paid to save deal, check out the bank promo page.

$500 E-Trade Brokerage Bonus

E-Trade is offering up to $500 in bonuses for new account holders who open a brokerage account by 06/15/2009.

Offer Details:

This is straight from E-Trade's Promo Page:

"To receive the cash credit, you must open a new Power E*TRADE account by December 31, 2009, and deposit funds or securities from an external bank or brokerage account within 45 days. Deposits of new funds or securities from existing E*TRADE Bank and E*TRADE Securities accounts are not eligible for this offer.
Credits for deposits of cash or securities will be made as follows:
Accounts depositing $250,000 or more receive $500;
accounts depositing between $100,000 and $249,999 receive $250;
accounts depositing between $50,000 and $99,999 receive $100;
accounts depositing between $25,000 and $49,999 receive $50.

The cash credit will be made to your account within eight weeks of account funding.This offer is not valid for IRAs, other retirement, business, trust, or E*TRADE Bank accounts. E*TRADE FINANCIAL Corp. associates, and non-U.S. residents are not eligible.

New funds or securities must remain in the account (minus any trading losses) for a minimum of 6 months or the credit may be surrendered. One promotion per customer. One promotion per linked account. We reserve the right to terminate this offer at any time. "

Now it doesn't seems like a lot o money based off the amount of funds needed to be invested, but I am under the idea that every little bit adds up. Even if you invest only $25,000 and purchase a CD, it would help. Now if you were looking forward to opening an account with E-Trade for trading stocks, then ths should help, shouldn't it?

For more information on this brokerage promotion, check out E-Trade's promo page.

$200 Capital One Bank Bonus Opportunity

Capital One is offering a $200 Bank Bonus to qualified individuals who open their rewards checking account.

Offer Details:

- To get $200 for using direct deposit, simply visit your local branch to open your account. Bring the mail piece you received and mention promo code RC2!

- $50 minimum opening deposit required

- To qualify for the $200 cash reward, you must present this mailer you received when you open a Capital One Bank branch personal checking account during the promotional period and enroll in payroll/direct deposit within 90 days of account opening. Qualifying individuals will receive a $200 credit to their checking account approximately 6-8 weeks after the first payroll/direct deposit transaction is posted to the account. Limit one reward per customer.

For More Information on this bank bonus deal, check out Capital One Promo page.

Hat's off to Andy from Bankbonuses for this find.

E-Trade Savings Account APY Decreases to 0.95%

E-Trade just lowered the rate on their E-Trade Savings Accounts to 0.95%. Apparently this APY is still five times the national average.

I did open an E-Trade savings account with one dollar in order to generate a $25 account opening bonus. Other than that I am not a big fan of regular savings accounts, since their APYs fluctuate a lot. The savings and checking accounts generally follow the trend in the Fed Funds rate, which has recently been hovering at historic lows near zero. When the fed funds rate starts increasing it is a good idea to keep your savings in a high yield savings or checking account, instead of parking them in a CD.

When rates are low however, the best way to earn money risk free is to extend the maturity duration of your CD. Right now GMAC Bank has a pretty decent one year CD rate at 2.80% for a $500 minimum deposit.

Another possibility is opening a high yield rewards checking account and earn some extra interest when you fullfil the obligations to the bank.

This post was included in the Carnival of Personal Finance #205: Pay it Forward Edition

$50 Bank Bonus Opportunity at Franklin Templeton Bank & Trust

Franklin Templeton Bank & Trust offers a $50 bank bonus when you open their classic checking account.

Offer Details:

With Classic Checking you receive a package of valuable services—and a $50.00 bonus—when you set up direct deposit.

• Earn a $50 bonus when you set up monthly direct deposit of at least $1,500
• Fees for use of other bank's ATMs reimbursed for up to $6 per month
• Enjoy free checks and unlimited check writing
• Online bill pay service available (free for first three months)
• Pay no monthly service charge when maintaining a $1,000 minimum balance³
• Only $100 required to open an account
• FDIC insured

For more information on this bank bonus deal, check out the bank promo page.

PNC Bank $75 Bonus Deal Expiring Soon

The $75 PNC Bank Bonus Deal which I previously reported on is expiring tomorrow, May 09, 2009.

Check out the Offer Details from the bank promo page. Also check my review of the bank bonus deal.

$75 PNC Bank Bonus Deal

PNC Bank is offering a limited time Bank Bonus opportunity worth $75, which expires on May 9, 2009.

Offer Details:

- You have to set up a qualifying Direct Deposit of at least $500 before 06/30/2009
- A qualifying Direct Deposit is defined as a Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited into a Free, Performance, Performance Select Checking account or the Spend account for Virtual Wallet.
- The $75 bank bonus will be credited to yur account within one week of the bank receiving the deposit- PNC Bank and National City Bank customers with an existing checking account are not eligible for this offer.
- There might be fees associated with the account you open.

Check out the bank bonus opportunity from this promotion page.

$50 Capital One Bank Bonus Deal

Capital One is running a promotion for its Online Savings Account, which could earn you a cool $50 bonus. The offer expires May 6, 2009.

Offer Details:

- Use offer code: OFFER50
- Open your first account by May 6, 2009 and get $50 when you deposit $10,000 or more
- You will receive a $50 interest credit if you have atleast $10,000 on deposit on 05/8/2009.
- This account must be your first account with Capital One Direct Banking.
- Interest credits will be deposited to your account 4-6 weeks after 05/29/2009.

The savings account currently yields 2.01% for amounts over $10K, versus national average of 0.69% according to the promo site. For more information on this Capital One $50 bank bonus deal, check out the bank promo page.

USAA Bank $100 Bank Bonus

USAA Bank is 0ffering $100 when you open its Free Checking account with direct deposit. The offer expires May 31, 2009.

Offer Details:

- Account can be opened online or by calling (800) 531-8132 and mentioning the offer code CEO 100
- The Bonus would be credited to your account in December if you have active recurring drect deposits
- To be eligible for the offer and to join USAA you must check the eligibility criteria.