$100 Checking Bonus Deal at Flagstar Bank

Flagstar bank is offering a $100 Checking Bonus deal for depositors who open a checking account. Check offer details below:

- $100 deposit available for new checking account customers only (no existing Flagstar checking account).
-For a limited time, open a new personal checking account with an automatic, recurring direct deposit of income of at least $250 per month, excluding interest deposits, and we’ll deposit $100 into your account within 30 days after the first recurring direct deposit takes place.
- Minimum opening deposit is $50.
- Direct deposit must be established within first 60 days of account opening.
- All accounts must remain open and active for a minimum of six months. If checking account is closed within the first six months, Flagstar reserves the right to reclaim the $100 deposit.
- Limit one $100 deposit per customer per account.
- Branches are located in Michigan, Indiana and Georgia.

For more information on this bank bonus deal, check the bank promo page.

HSBC $75 Checking Deal Expiring Soon

HSBC is offering a $75 bank bonus for customers who open a Plus account with a qualifying deposit of new money* by June 30, 2009. Check below for offer details:

For more information on this bank bonus deal, check the link below:

$75 HSBC Bank Bonus Deal

$200 Citigroup Checking Deal

Citibank is offering a $200 gift card bonus to customers who open a checking account by June 30, 2009. Check link below for details:

Citibank $200 Bank Bonus Deal

Money Hacks Carnival #70

Welcome to the 70th edition of the Money Hacks Carnival, hosted here at Blogging Banks. The Carnival theme is Banking! My site is dedicated to identifying the best cd rates, checking and savings accounts and most importantly how to make extra money with bank bonuses.

First I wanted to thank you everyone for your wonderful submissions.

I highlighted the best article in each category as my editors picks.

Career

David presents If You Could Pick Your Benefits At Work, What Would You Pick? posted at My Two Dollars.

Debt & Credit

MoneyNing presents Multiple Ways to Skin Zero Balance Transfer Credit Cards posted at Personal Finance Blog by Money Ning.

Economy

Tiffany Colter presents Time for Personal Responsibility posted at The Balanced Life.

Frugality & Saving Money

Lazy Man presents Save Money on Groceries posted at Lazy Man and Money.

Income

passive family income presents 30 Healthy Reasons to Create Passive Income posted at Passive Family Income.

Investing

jim presents Best Online Brokers posted at Blueprint for Financial Prosperity.

Taxes

Robert D Flach presents WHAT HAPPENS IN AN IRA STAYS IN THE IRA posted at THE WANDERING TAX PRO.

A bank is a financial institution licensed by a government. Its primary activities include borrowing and lending money. Many other financial activities were allowed over time. For example banks are important players in financial markets and offer financial services such as investment funds. In some countries such as Germany, banks have historically owned major stakes in industrial corporations while in other countries such as the United States banks are prohibited from owning non-financial companies.

Banks act as payment agents by conducting checking or current accounts for customers, paying cheques drawn by customers on the bank, and collecting cheques deposited to customers' current accounts. Banks also enable customer payments via other payment methods such as telegraphic transfer, EFTPOS, and ATM.

Career

MLR presents Use Google Apps to Start Your Business for Less posted at My Life ROI, Getting the Best Return On Life.

CJ presents Should you buy a smartphone? posted at Wise Money Matters.

Todd Metheny presents Craigslist as a hiring tool posted at The Personal Finance Playbook.

Money Beagle presents Resume Tip Number 1: Proofread Your Personal Information posted at Money Beagle.

Miss M presents $100k and Underpaid? posted at M is for Money.

Bank statements are accounting records produced by banks under the various accounting standards of the world. Under GAAP and IFRS there are two kinds of accounts: debit and credit. Credit accounts are Revenue, Equity and Liabilities. Debit Accounts are Assets and Expenses. This means you credit a credit account to increase its balance, and you debit a debit account to increase its balance

Debt & Credit

Four Pillars presents Dave Ramsey Debt Snowball Method Of Debt Repayment posted at Four Pillars.

Raj Patel presents Foreclosures Unabated posted at DebtGoal.

BrandonLaughridge presents Microloans in Senegal, Sudan, and now…San Francisco posted at Mortgage Loan Blog.

Patrick @ Cash Money Life presents Best 0% Balance Transfer Credit Cards posted at Cash Money Life.

debt kid presents Could You Live Without Debt? posted at DebtKid.com.

Leave Debt Behind presents How You Can Negotiate Lower Interest Rates on Your Credit Card posted at LeaveDebtBehind.com.

Debt Freedom Fighter presents How to Create a Money Management Plan posted at Discover Debt Freedom.

apply4-credit presents What You Purchase Can Change Your Credit Score posted at Apply4-Credit.com.

Billeater presents Debt Reduction Strategies posted at Billeater.com.

MBR presents Consolidate Credit Card Debt:Eliminate Credit Card Debt posted at MonitorBankRates.com.

Silicon Valley Blogger presents Discover More Card Offers $50 Cash Back Bonus posted at The Digerati Life.

kathryn presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt - Christian Finances and Debt Help.

DR presents What is a Credit Card Balance Transfer - The Dough Roller posted at The Dough Roller.

Barry presents Tips To Pay Your Bills On Time posted at Associate Money.

Paul Kamp presents Debt: Invest in Yours posted at Don't Quit Your Day Job - Personal Finance, Economics and Investing.

Ray @ Financial Highway presents Bad Credit Loans-Tips on How to Spot Scams posted at Financial Highway.

Banks' activities can be divided into retail banking, dealing directly with individuals and small businesses; business banking, providing services to mid-market business; corporate banking, directed at large business entities; private banking, providing wealth management services to high net worth individuals and families; and investment banking, relating to activities on the financial markets. Most banks are profit-making, private enterprises. However, some are owned by government, or are non-profit organizations.

Economy

Tiffany Colter presents Time for Personal Responsibility posted at The Balanced Life.

Frugality & Saving Money

Money Savin' Momma presents A cheap and frugal way to finally STOP getting unwanted sales calls on your phone! posted at Engineer a debt free life.

Aryn presents Quick Travel Tip: Book Directly with the Airline to Save Money posted at Sound Money Matters.

Heather Levin presents Frugal Art From Around The Web posted at The Greenest Dollar.

Darwin presents How to Hedge Gas Prices and Put Money Back in your Pocket posted at Darwin's Finance.

Dorian Wales presents The Personal Financier: Personal Finance Management: Budget vs. Net Worth posted at The Personal Financier.

Studenomist presents How To Be a Great Host On a Tight Budget posted at Studenomics.

Save Money presents Save Money By Increasing Your FSA Contributions posted at How I Save Money.net.

Rags presents 5 Tips to Help You Save Money on Gas posted at From Rags 2 Riches.

Condo Blues presents Make a Garden Border Out of Old Bricks! posted at Condo Blues.

MoneyEnergy presents Save Tons of Money By Eating Super Foods and Power Foods posted at MoneyEnergy.

Shadox presents Gambling Your Finances posted at Money and Such.

Miss Thrifty presents Seven good reasons to shop after seven pm posted at Miss Thrifty.

Lazy Man presents Save Money on Groceries posted at Lazy Man and Money.

d. ninja presents Don't tell my girlfriend, but I'm in love with Craig. posted at Punch Debt In The Face.

Central banks are normally government-owned and charged with quasi-regulatory responsibilities, such as supervising commercial banks, or controlling the cash interest rate. They generally provide liquidity to the banking system and act as the lender of last resort in event of a crisis.

Income

passive family income presents 30 Healthy Reasons to Create Passive Income posted at Passive Family Income.

Investing

Mark Wolfinger presents Options for Rookies: I'l Like to Teach the World to Trade Options (Conservatively) posted at Options for Rookies.

Jack Schmidt presents Making Money? "Trust Me: I'm In Real Estate" posted at SectorMatic Money Journal.

D4L presents Five Stocks With A Low Debt To Total Capital posted at Dividends Value.

FMF presents Investment Strategies Part 3: Rebalance Regularly Between Asset Classes and Subcategories posted at Free Money Finance.

Chris McClelland presents Stocks to Retire On posted at Lucrative Investing.

Investing School presents The Rule of 72 posted at Investing School.

Jeff Rose presents What’s in a Number? Choosing a Withdrawal Rate for Your Retirement Assets posted at Jeff Rose.



Dan presents Natural Gas ETF Anomaly - Time to Exploit? posted at Everyday Finance.

MBB presents Best Online Brokers posted at Money Blue Book Blog.

Stock Trading Brokers presents OptionsXpress Review Option Express posted at Stock Trading Brokers.

PT presents 529 Plans: The Smart Way To Save For College posted at Prime Time Money.

Manshu presents The decision to not act posted at OneMint.

Barry presents Buy Gold To Keep Up With Inflation posted at Jeflin's Investment Blog.

Investment banks "underwrite" (guarantee the sale of) stock and bond issues, trade for their own accounts, make markets, and advise corporations on capital marketactivities such as mergers and acquisitions. Merchant banks were traditionally banks which engaged in trade finance. The modern definition, however, refers to banks which provide capital to firms in the form of shares rather than loans. Unlike venture capital firms, they tend not to invest in new companies

Taxes



FFB presents Use The First Time Home Buyer Tax Credit Now! posted at Free From Broke.

Bank Savings Review presents Ally Bank CD Rates (Updated June, 2009) posted at Bank Savings Review.

The Smarter Wallet presents Stock Technical Analysis of the S & P Index posted at The Smarter Wallet.

David R. Lampsen presents Tax Day Discounts: Celebrating the Un-Celebratable posted at Personal Finance Analyst.

A bank generates a profit from the differential between the level of interest it pays for deposits and other sources of funds, and the level of interest it charges in its lending activities. This difference is referred to as thespread between the cost of funds and the loan interest rate. Historically, profitability from lending activities has been cyclical and dependent on the needs and strengths of loan customers. In recent history, investors have demanded a more stable revenue stream and banks have therefore placed more emphasis on transaction fees, primarily loan fees but also including service charges on an array of deposit activities and ancillary services (international banking, foreign exchange, insurance, investments, wire transfers, etc.). Lending activities, however, still provide the bulk of a commercial bank's income.

Other

Relax presents How to become rich posted at The Wise Curve.

J. Money presents Rate Chasing 101: Do you have the personality for it? posted at Budgets are Sexy.

Tim Johnson presents 3 Moving Scams You've Never Heard Of posted at Relocation.com.

Praveen presents From a Business Perspective, What's So Great About Twitter, Anyway? posted at My Simple Trading System.

Ben presents Five Financial Pitfalls to Avoid During the Summer posted at MoneySmartLife.com.

Jeff@StretchyDollar presents Building Financial Momentum posted at StretchyDollar.

Jack Schmidt presents 10 Ways to Fuel Your Own Economy posted at SectorMatic Money Journal.

That concludes our Money Hacks Carnival for this week. Thank you for visiting. If you enjoyed yourself, sign up for my feed.

Submit your best posts for next next weeks Money Hacks Carnival over at The Canadian Finance Blog.

$75 HSBC Bank Bonus Deal

HSBC is offering a $75 bank bonus for customers who open a Plus account with a qualifying deposit of new money* by June 30, 2009. Check below for offer details:

-If you qualify for the above offer, the money will be deposited in your new checking account within 6 to 8 weeks after requirements are met.
-Limited to one (1) offer per household.
-Offer expires June 30, 2009 and cannot be combined with other offers. New money means funds not previously held by any member of the HSBC group for the previous consecutive six months.
-To qualify for the $75 cash gift, you must open a Plus relationship with an initial deposit of $8,000 of new money into any HSBC Deposit Account.
-Cash bonus is considered interest income and will be reported on IRS Form 1099-INT.
-HSBC reserves the right to charge your checking account an amount equal to the bonus unless the new deposit account remains open and active for at least 180 days.
-To avoid a monthly maintenance fee, you need to maintain $15,000 in total combined balances including personal deposit, investment, and qualifying credit balances.

For more information on the HSBC bank bonus deal, check the bank promo page from this link.

Citibank $200 Bank Bonus Deal

Citibank is offering a $200 gift card bonus to customers who open a checking account by June 30, 2009. Check offer below for details:

Go to offer.citibank.com and enter code CE2T, or call 866-445-8706 and give them that codeOpen a regular checking account (AKA The Citibank Account) with minimum of $1,000 by 6/30/09, and enroll it in ThankYou Network. For each of the first 3 months, have either

1) a direct deposit;
2) 2 electronic bill payments; or
3) 5 non-PIN debit card purchase transactions, and you get 10,000 thank you points. If you do that again for each of the next 3 months, you get another 10,000 thank you points .

The Citibank Account requires a combined balance (checking, savings, money market, retirement, credit card balances, loans, mortgages, etc.) of $6,000 or more to avoid monthly fees; having a $6k credit limit on a credit card does not count.

For more information on this checking deal, visit Citibank's promo page from this link and enter the special code CE2T.

Relevant Articles:

- $100 Chase Checking Bonus
- $200 Capital One Bank Bonus Opportunity
- $100 TD Ameritrade Save Yourself Bonus
- Chase Checking $125 Bank Bonus Coupons

Bank of the West $100 Bank Bonus

Bank Of the West is offering a $100 Bank Bonus for customers who open any checking account at the bank by June 19, 2009. Check out the offer details below:

- Open any new personal checking account, and either establish a monthly direct deposit of at least $250 to your new account or pay 10 bills online and receive a $100 bonus.
-The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date.
- The 10 bill payments must occur within 60 calendar days of your account opening date.
- Bonus will be credited to your account within 60 days after satisfaction of conditions.
- Offer valid for a new personal checking account opened in a branch only from 5/26/09–6/19/09 with $100 or more from a financial institution other than Bank of the West.

For more information on this bank bonus deal, check out Bank of the West promo page.

Relevant Articles:

- $100 Checking Bonus from American Eagle CU
- $100 Chase Checking Bonus
- Firstbank $50 Checking Bonus
- $120 UMPQUA Bank Savings Bonus

When should you start saving for your emergency fund?

In my previous article I outlined the reasoning behind opening an emergency fund. Not all individuals are in a position to save enough money for their emergency funds however. There are many reasons for that, including if they are already in an emergency.

In order for them to stabilize their financial situation one important equation that has to be followed is to spend less than you earn. By spending I include anything that you spend your paycheck on including car repairs and maintenance, home related expenses such as mortgage, property taxes or rent as well as groceries, clothes etc. I would also not consider saving for an emergency fund before you pay off unsecured lines of credit such as credit cards with double digit interest rates, student loans and possibly car loans as well.

Eliminating as much in monthly debt expenses as possible increases your financial flexibility and requires a smaller amount of money to save for an emergency fund. Once you have repaid most of your debt and you are spending less than what you are earning you should be having a nice stream of funds sitting in your checking account. What you should do is decide the amount of funds to contribute towards your emergency fund and start it. Once you are at this step, check out ways to invest your emergency fund.

Earn up to $125 with Commerce Bank Free checking

Commerce Bank is offering a $125 Checking Bonus for customers who open their More than free checking accout. Check the offer details below:

Earn up to $125 for doing the things that make switching to Commerce easy and rewarding:

Check Buy Back $10
Anytime during the next three months, bring your old checks to any branch for shredding. Limit one "buy back" per household.

Direct Deposit $20
To qualify, the direct deposit [PDF] must go directly into your account twice in the first three months. $20 for each new one added.

Automatic Payments $5
To qualify, the payment needs to come from your account twice in the first three months. $5 for each new one added.

Online Bill Pay $10
Enroll in Online Bill Pay and we’ll pay you $10 the first time you pay a bill!

Mobile Banking $15
Bank anytime, anywhere with free Mobile Banking. Access your Online Banking account at commercebank.mobi from your mobile device a minimum of 3 times a month during your first three months and we’ll give you $15.

E-Statements $15
Sign up for E-Statements in Online Banking and we’ll send you an email each month to let you know when your new statement is available to view.

Alerts $5
Sign up for any of our email Alerts through your Online Banking account in the first three months and we’ll pay you $5.

Debit Card $10
Use your new Visa® Check Card ten times in one month (during the first three months you have your account) and we’ll give you $10!

Savings Account $10
Open a new savings account with at least $250 and we’ll pay you $10! Limit one per household.

Premium MoneyMarket Account $25
Open a new Premium Money Market Account with at least $1,000 and earn $25. Limit one per household.

For more information on this bank bonus deal, check out the bank promo page from this link.

Relevant Articles:

- Chase Checking $125 Bank Bonus Coupons
- $75 Bank of America Checking Bonus
- $100 Chase Checking Bonus
- $200 Capital One Bank Bonus Opportunity

Why do you need an emergency fund?

Emergency funds are important for people who want to add some extra security to their lives. Emergency funds enable individuals to save a comfortable amount of money for their particular situation, which would provide a nice cash cushion in the event of an emergency.

Emergencies could include but not be limited to losing your job, to medical emergencies or unexpected house repairs. Having an amount of funds ready to be deployed against those emergencies will smooth your financial situations against the unexpected financial outflows created by the emergency. Having the line of credit could potentially be helpful in the extreme situation that you need it only if you can repay it quickly. Using a line of credit would also let you save and invest the money that you were planning on using for your emergency fund at a higher rate. The problem with using a line of credit is that if your emergency is serious enough that you cannot repay the line of credit quickly enough, then you will be compounding your misfortunes and end up in a very bad situation in the end. For example many homeowners in the US treated their houses as ATMs by taking home equity lines of credit against their home equity. Having the ability to cash in on your home equity was a viable line of credit for most homeowners to consider. But once the house bubble burst, fewer homeowners qualified for equity lines of credit.

There is however a large debate over whether one should actually save a lot for an emergency fund or whether creating a line of credit equal to the expected amount of the emergency fund would be a more efficient strategy.

Another debate about to emergency funds is related to the amount of money and the number of month’s worth of living expenses your emergency fund should be covering. Some people believe that three months worth of living expenses is enough, while others believe that twelve months is a better figure to consider.

Last but not least one has to consider how the emergency fund should be invested. One could open a high yield savings account or create a CD ladder in order to not only save for emergencies but also earn a decent rate of return. In the next post I will be discussing your options related to investing your emergency fund.

The article was included in the Carnival of Personal Finance #210 – Punch Out Edition

Get a $100 Bank Bonus for opening a Citibank Checking Account

Citibank is offering a $100 Bank Bonus for new customers opening its Citigroup Checking account by June 15, 2009. Check offer details below:

1. Open a Citibank regular checking account in a qualifying package and deposit a minimum of $1,000 by 6/15/09.
2. Make 1 direct deposit or 2 electronic bill payments or 5 or more qualifying non-PIN purchase transactions using your Citibank debit card for 3 consecutive months.
3. Get $100 deposited into your new account.
4.It looks like you need to have a $6,000 balance in order to stop the monthly fee, which varies.The fee is:• $9.50 monthly service fee for Regular Checking ($12.50 in CA, NV, FL, IL, DC, VA and MD)• $12 monthly service fee for Interest Checking ($15 in CA, NV, FL, IL, DC, VA and MD)
5. Offer code is CE92

For more information on this bank bonus deal, check out Citibank's promo page.
Always make sure to read the fine print before opening a bank account for the bonus. Check Citibank's fine print for this offer.

Relevant Posts:

- Chase Checking $125 Bank Bonus Coupons
- $100 Chase Checking Bonus
- WaMu $100 Bank Bonus Deal
- $200 Capital One Bank Bonus Opportunity

$75 PNC Bank Bonus Checking Deal

PNC Bank has another $75 limited promotion offer for qualified customers who open a checking account between May 31, 2009 and June 13, 2009. Check out the offer details below:

-The payout of $75 will be credited to the eligible account within 7 days of the first Direct Deposit, which must occur before 8/31/2009.
-The payout will be identified as “Direct Deposit Reward” on your monthly statement.
-A qualifying Direct Deposit is defined as a Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited into a Free, Performance, Performance Select Checking account or the Spend account for Virtual Wallet.
-The minimum amount of any single Direct Deposit must be at least $500.
-The Direct Deposits must be made by an employer or an outside agency.
-Transfers from one account to another or deposits made at a branch or ATM do not qualify as Direct Deposits.
-Offer available to new PNC Bank checking account customers only.
-Offer may be extended, modified or discontinued at any time and may vary by market.

Check the bank promo page for more details.

If you miss this offer, check the PNC Bank Virtual Wallet offer, which is good untill July 4, 2009. The cash bonus is also $75. Check the bank promo page for more details.

Relevant Posts:

- $100 Chase Checking Bonus
- $75 Bank of America Checking Bonus
- $100 Bank Bonus Deal from M&T Bank
- $100 TD Ameritrade Save Yourself Bonus

WTD Direct $75 Savings Bonus

WTDirect is offering a $75 BONUS to qualified savers. This deal expires July 31, 2009.

All you have to do is maintain a balance of at least $10,000 on July 31 and make direct deposits of at least $300 each month between 7/1/09 – 9/30/09.

Log into your WTDirect account and click on the "$75 Direct Deposit Bonus" link on the Account Summary page.

On the next page, click “Yes, let’s get started”.

Print out the Direct Deposit form, complete it, and provide the form to your employer.

After that it’s automatic, you don’t have to lift a finger.

To qualify for the $75 bonus, your WTDirect savings account balance must be at least $10,000 on July 31 and you must make direct deposits into your account of at least $300 per month during the period 7/1/09 through 9/30/09. Bonus will be credited to your account on or about October 15, 2009. A direct deposit is defined as a recurring and automatic electronic deposit transaction of at least $300 per month initiated by a third party source of income, such as employment, pension or social security income. Direct deposit must be from a source not already being direct deposited into any existing account with Wilmington Trust or its affiliates. Staff members of Wilmington Trust and/or its affiliates are not eligible to participate.

Relevant Posts:

- Chase Checking $125 Bank Bonus Coupons
- $75 Bank of America Checking Bonus
- $100 Chase Business Checking Cash Bonus
- $100 Chase Checking Bonus

Chase Checking $125 Bank Bonus Coupons

Chase Checking has a limited time, invitations only bank bonus deal for its checking account, which could earn you $125. Offer expires June 15, 2009.

Use this link to open the account. After filling in the information, try using on of the twenty coupon codes below. Source Slickdeals.

http://www.scribd.com/share/upload/12538667/24jwd0h01xmlt6qspai


Now some of these coupon codes might have already been used.

You could also try the following code 3469485147633035 for a $150 bonus at chase -- use the "increment strategy" to get your own, but "85/95" have been used. Try changing the last two-three digits by adding 10.

If none of these work, you can always get the $100 Chase Checking Bonus by June 23.

This article was featured on Carnival of Cashflow Consciousness #3 - The Wastin’ Away Edition.

Relevant Articles:

- Chase Checking $125 Bank Bonus Coupons
- $100 Chase Business Checking Cash Bonus
- $100 Chase Checking Bonus
- $200 Capital One Bank Bonus Opportunity

Best One Year CD Rates

Ally Bank, which is the new name of GMAC Bank is offering the best one year CD rates in nationawide the US currently. The bank renamed itself after all the negative publicity concerning the nations largest automaker, General Motors, expected to file for bankruptcy pretty soon. While the American Bankers Association Urged FDIC To Force GMAC/Ally Bank to Cut Deposit Rates , it seems that savers have no other choice but to use Ally Bank for its top CD rates.

The APY on a one year Certificate of Deposit is 2.80% right now, with no minimum balances to open a CD. In addition to that, there are no monthly fees, interest is compounded daily and you have the ability to receive interest income monthly from your CD. Your CD is FDIC insured up to $250,000 at Ally bank.

One negative with Ally Bank however, is that at the end of the CD term your Certificate of Deposit automatically renews. In order for you to cash it, you would have to call Ally bank and request that the money be sent to you.

One negative is that at the end of the CD term, your Certificate of Deposit renews automatically. In order for you to cash in your CD, you would have to notify Ally Bank by phone or in writing about your intentions. If you decide to cash in your CD earlier, the penalty is 3 months worth of interest.

Check Ally Bank's page for more information on its Certificate of Deposit rates.

This post was featured on The 208th Carnival of Personal Finance: Lobster Roll Edition

Firstbank $50 Checking Bonus

First Bank is offering a $50 Bank Bonus for customers who open a personal checking account with the bank. Check the offer details below:

- Minimum opening deposit of $50 required to receive the gift
- Offer is valid for Arizon, California and Colorado customers
- The award will be given at account opening.
- The $50 bonus can be revoked if the account is closed within 6 months of opening.
- If you do not maintain the minimum daily balance a $7 service charge will be assessed for Money Market Checking and a $15 service charge will be assessed for Premier Checking. There is not a minimum balance or a service charge for Free Checking or 55-Plus Checking.
- Internet Banking is free if you agree to receive your statements electronically; otherwise, a $3 monthly fee will be assessed. If you enroll for the optional Bill Payment Service and less than three bill payments are made per month, a $5 inactivity fee will be assessed. Premier Checking customers are exempt from Internet and Bill Pay fees.

It seems that the Free checking is the best option for this account.

Check the bank promo page for more details.

$75 Bank of America Checking Bonus

Bank of America is offering a $75 Cash bonus for customers who open a checking account with them by 08/30/2009. Check out the offer details below.

Offer Details:

- Open a new checking account online or by branch visit.
- Use offer code AOU260609
- Make a minimum opening deposit of $500
- You must make a minimum of one transaction with the newly assigned check card

For more information, check out the bank promo page.

Active Deals:

- $100 TD Ameritrade Save Yourself Bonus
- $100 Chase Checking Bonus
- $200 Capital One Bank Bonus Opportunity
- $100 Checking Bonus at Bank of the West

$100 Chase Business Checking Cash Bonus

JP Morgan Chase is offering a $100 Cash Bonus when you open a new Business checking account by 6/13/2009. Check the offer details below.

Offer Details:

- Print this coupon and bring it to your local Chase branch by 6/13/09.
- Open a qualifying Chase Business account with a minimum deposit of $500 within 30 days and Chase will deposit $100 into your new account.
- Offer only applicable for the following states: IL, WI, MI, IN, NY, CT, NJ, OH, WV, KY, FL, LA, OK, TX, CO, AZ, and UT.
- Unfortunately this offer is not available for California at this moment.

For more information on this bank bonus deal, check Chase checking promo page.

Relevant Articles:

- $100 Chase Checking Bonus
- $100 Checking Bonus at Bank of the West
- $200 Capital One Bank Bonus Opportunity
- $75 Bank Bonus Deal at Bank of America