$125 Chase Checking Bonus

Chase is having another checking account opening bonus promotion, this time worth $125. This bonus offer expires January 15, 2010. Check below for offer details: ( Source: Chase)

I was able to view the offer details, because I already have a Chase credit card. The account could either be opened by visiting a Chase branch or it could be done online.

-To qualify for the reward you must open a new Chase CheckingSM account with a $100 minimum opening deposit of new money
-Within 60 calendar days of account opening, you must initiate a monthly direct deposit which includes payroll, pension or Social Security, or other government benefits.
-The reward will be deposited into your new account within 10 days after the initial direct deposit has posted to your account.
-Limit one personal checking account-related reward/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer.
-Reward is not considered part of the minimum opening balance.
-Checking account must remain open for a minimum of six months or the reward will be debited from the account at closing. Account is subject to approval.
-Reward is considered interest and will be reported on IRS Form 1099-INT.

Below I have attached a copy of the coupon which could be printed and used to open a Chase checking account by visiting a branch.



For more information on this bank bonus deal, check out Chase's promo page from this link.

This article was included in the The Carnival of Personal Finance #238 – 5 Tricks To Keep Your Resolutions For The Year Edition

$50 Sharebuilder Brokerage Bonus

Online stock brokerage Sharebuilder has a $50 account opening promotion for new customers. The promotion expires on December 31, 2009 and has the following requirements:

- You must open a new account with ShareBuilder and deposit at least $50 to be eligible for this promotion.
- Initial deposit must be completed by 12/31/09.
- ShareBuilder will deposit a $50 bonus approximately 4-6 weeks after your first $50 deposit. - The $50 bonus offer is available for Individual, Joint and Custodial accounts only. Offer not valid for IRAs or ESAs.
- The $50 bonus from ShareBuilder is not available for withdrawal for 90 days after it is awarded to your account.
- Offer expires 12/31/2009.

For more information on this brokerage promotion, check out Sharebuilder promo page.

ING Direct One Year CD Yielding 2%

ING Direct, has raised the rate on its year year Certificate of Deposit rate to 2%. While this is a very paltry rate, compared to rates on one year CDs from one year ago ( which were between 4% and 5%), this seems to be the best one year cd rate for now.

Opening Certificates of Deposit at ING Direct is very easy if you use ACH and link your bank account. In addition to that you could either receive monthly disbursements, or have the money compound for you for one year.

Of the nationally available one year CD rates, Ally Bank and Discover Bank both currently offer 1.85%. However both of these banks have higher account opening minimums. In contrast, INg Direct only requires $1 to open a CD.