Bank of America has a new $75 Cash Bonus for existing credit card customers, who open a checking account by June 26, 2010. Check below for more details: ( Source: Bank of America)
Offer Details:
- You will receive your $75 credit to your new account within 90 days of opening your new personal checking account online.
- Limit one $75 incentive per household every 6 months.
- This is a special offer to existing Bank of America credit card customers and only valid only for new MyAccess Checking® accounts. This offer does not apply to current checking customers or student checking accounts.
- You must use the Offer Code CH75OL1 and fund your account with the $125 minimum opening deposit requirement within 30 days in order to qualify for this offer.
-This offer expires on 6/26/2010. This offer may be withdrawn or modified at any time without notice. The $75.00 credit can only be made to your new account.
For more information on this bank bonus deal, check out the bank promo page from this link.
Tuesday, June 22, 2010
Monday, June 21, 2010
$25 Lending Club Bonus
Lending Club is a peer to peer lending site, which offers savers a higher return on their cash, much better than anything you could find in Certificates of Deposit. The company has a $25 bonus available to new clients.
I'm currently earning a 9.31% Net Annualized Return as a Lending Club investor. I think this is a service you should check out. It's easy and free to join. In order to receive a $25 bonus, you need to make an initial investment of $25 or more. In addition to that you have to send me an e-mail in order for me to give you a referal. E-mail me at: onlinedividends at gmail dot com.
I have used Lending Club to invest in high grade high interest notes from borrowers with solid reputation, who were turned down by banks during the financial crisis. The notes that I typically invest in have the following characteristics:
1) The credit score is at least 714 +
2) There have not been any delinquencies ever
3) The borrower has been at their current job for at least an year. The job looks safe to me ( this is more judgment based, I know)
4) The borrower can afford to pay the loan. That's why I always ask for their monthly income and expenses.
5) I also try to read the description and the size of the loan request in order to determine what the intent for the loan is. This helps me determine whether I will be paid off or not.
This being said, there is a risk with loans on Lending Club, particularly since your money is not FDIC insured. As a result you could theoretically lose the whole amount of your investment, if you invest in the riskiest borrowers. Thus do not overcommit to Lending Club.
I'm currently earning a 9.31% Net Annualized Return as a Lending Club investor. I think this is a service you should check out. It's easy and free to join. In order to receive a $25 bonus, you need to make an initial investment of $25 or more. In addition to that you have to send me an e-mail in order for me to give you a referal. E-mail me at: onlinedividends at gmail dot com.
I have used Lending Club to invest in high grade high interest notes from borrowers with solid reputation, who were turned down by banks during the financial crisis. The notes that I typically invest in have the following characteristics:
1) The credit score is at least 714 +
2) There have not been any delinquencies ever
3) The borrower has been at their current job for at least an year. The job looks safe to me ( this is more judgment based, I know)
4) The borrower can afford to pay the loan. That's why I always ask for their monthly income and expenses.
5) I also try to read the description and the size of the loan request in order to determine what the intent for the loan is. This helps me determine whether I will be paid off or not.
This being said, there is a risk with loans on Lending Club, particularly since your money is not FDIC insured. As a result you could theoretically lose the whole amount of your investment, if you invest in the riskiest borrowers. Thus do not overcommit to Lending Club.
Wednesday, June 2, 2010
New $100 Chase Checking Bonus
Chase is offering $100 for opening a checking account with them by June 30, 2010. Check below for more details: ( Source: Chase)
-Offer not available to existing Chase checking customers.
-Offer valid through 6/30/10. To qualify for the bonus you must open a new Chase CheckingSM account with a $100 minimum deposit of new money (money not currently held by Chase or its affiliates).
-Also, within 60 calendar days of account opening, we must receive from your employer or the government a monthly electronic direct deposit of your payroll, pension or government benefits, such as Social Security, or you must have at least five debit card purchases posted to your account.
-The reward will be deposited into your new account within 10 business days after meeting one of these requirements.
For more information on this bank bonus deal, check Chase's promo page from this link.
-Offer not available to existing Chase checking customers.
-Offer valid through 6/30/10. To qualify for the bonus you must open a new Chase CheckingSM account with a $100 minimum deposit of new money (money not currently held by Chase or its affiliates).
-Also, within 60 calendar days of account opening, we must receive from your employer or the government a monthly electronic direct deposit of your payroll, pension or government benefits, such as Social Security, or you must have at least five debit card purchases posted to your account.
-The reward will be deposited into your new account within 10 business days after meeting one of these requirements.
For more information on this bank bonus deal, check Chase's promo page from this link.
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