Motif Investing $150 Cash Bonus

Motif Investing, a new brokerage house, is offering a $150 cash bonus for investors who open a new account with the company by November 30, 2012. Check offer below for more details: (Source: Motif Investing)

Offer Details:

– Fund your new account with at least $2,000, which need to be posted to account within 10 days of account opening and must remain there for at least 45 days
– The total bonus will be based on motif trades made within 45 calendar days of funding, as follows: 1 motif trade will receive $50; 3 motif trades will receive $75; 5 motif trades will receive $150.
– A motif trade is defined as a completed purchase or sale of a motif for $9.95 commission.

For more information on this brokerage deal, check out Motif Investing’s promo page from this link.

$125 Chase Checking Cash Bonus

Chase is offering a $125 cash bonus for new clients who sign up for the Chase Total Checking Account by January 12, 2013. Check offer below for more details: (Source: Chase)

Offer Details:

1) open a new Chase Total CheckingSM account, which is subject to approval
2) Deposit $100 or more within 60 days of account opening;
3) Have your direct deposit made to this account witin 60 days of account opening
4) Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
5) Chase will deposit the bonus in your new account within 10 business days after they receive your first direct deposit.
6) Offer is valid until January 12, 2013

For more information on this bank bonus deal, check out Chase promo page from this link.

$200 US Bank Cash Bonus

US Bank is offering a $200 bonus for new checking customers who open an account with the bank by November 30, 2012. Check below for more details: (Source: US Bank)

Offer Details:

– For new customers only with at least $25 minimum balance to open
– Present Promotion Code CK1130A to your banker or enter it online when you apply.
– Setup a recurring direct deposit of at least $100/month within 60 days of opening
– Bonus paid 6-8 weeks after DD is established
– Bonus is taxed as income (1099-INT)

For more information on this bank bonus deal, check out US Bank promo page from this link.

$75 Bank of America Cash Bonus Deal

Bank of America offers $75 cash bonus to new depositors who open an account with the bank by October 1, 2012. See below for more details: (Source: Bank of America)

Offer Details:

(1) Depositors should open a new Bank of America personal checking account by October 1, 2012 in a banking center or online with offer code CHLHMP75.
(2) Depositors should set up and receive a qualifying Direct Deposit to their new personal checking account within 90 days from account opening.
(3) Bank of America will deposit the incentive directly into your Bank of America personal checking account within 90 days of meeting all of the qualifications.

For more details on this bank bonus deal, check out the promo page from this link.

$150 Chase Checking Bonus

Chase is offering a $150 cash bonus to new customers, who open a checking account with the bank. Check offer below for more details: (Source:Chase)

Offer Details:

In order to qualify for this offer, enter your email at the link below. Then open a Chase Total Checking bank account and set up direct deposit. Within 10 days of receiving your initial direct deposit, Chase will deposit $150 in your account.

In order to receive the bonus:

1) You must open a new Chase Total Checking account
2) You must deposit $100 or more within 60 days of account opening
3) You should have your direct deposit made to this account within 60 days of account opening.

In order to avoid a monthly service fee of $10 – $12/month, you should either:

1) Have monthly direct deposits totaling $500 or more made to this account;
2) Keep the daily balance in your checking account at or above $1,500
3) Keep an average balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances.

For more information on this bank bonus deal, check out Chase promo page from this link.

$200 TD Ameritrade Cash Bonus Opportunity

TD Ameritrade has a $200 cash bonus opportunity for new clients who open a new account by March 31, 2012. To qualify for the first $100, clients need to make 4 purchases with their Ameritrade Visa Debit card. To qualify for the next $100, clients need to make 4 bill pay payments.

Check below for offer details: ( Source: TD Ameritrade)

Offer valid for TD Ameritrade pre-selected clients who sign up for a TD Ameritrade Visa® debit card and/or bill pay by 3/31/12. Clients who successfully sign up for the TD Ameritrade Visa® debit card and make 4 purchases valued at a minimum of $10 each by 3/31/12 will receive $100 cash.

Clients who successfully enroll in TD Ameritrade’s bill pay service and pay 4 bills totaling $100 by 3/31/12 will receive $100 cash. Bill pay payments must be made to valid, third-party service providers or merchants.

The $100 credits will be applied to the account 5-7 business days from offer end date of 3/31/12. Limit one debit card offer and one bill pay offer per account. TD Ameritrade reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. (Offer code: OCSDBT100 & OCSBP100).

$150 Chase Checking Bonus

Chase is offering a $150 bonus to new clients who open a checking account with the financial institution by January 15, 2012. Check offer below for more details. Source: Chase

1) In order to get for the offer, go to Chase promo page.
2) Enter your email address to get the coupon for $150
3) OPEN a qualifying Chase checking account and set up direct deposit (offer only available for new Chase checking customers).
4) The account could have a monthly service charge of $10-$12/month. In addition, not all accounts are eligible for the bonus.

Here is the fine print:

To receive the bonus: 1) open a new qualifying Chase checking account, which is subject to approval; 2) deposit $100 or more within 60 days of account opening; AND 3) have your direct deposit made to this account within 60 days of account opening.

If your checking account is closed within six months, Chase will deduct the bonus amount at closing. Also, if your account is closed within 90 days, an Account Closing Fee of $25 will apply.

For more information on this bank bonus deal, check out Chase promo page from this link.

$75 Sharebuilder Brokerage Bonus

Sharebuilder has a $75 cash bonus for new clients who open an account with the broker by December 31, 2011. Check below for more information: (Source: Sharebuilder).

Make sure to use promo code EXTRA75 in order to be eligible for this offer, not the offer code which shows up when you use the link above.

Terms and Conditions:

You must open a new ShareBuilder account and deposit $100 or more to be eligible for this promotion. Initial deposit must be completed by 12/31/11. ING DIRECT Investing will deposit a $75 bonus approximately 4-6 weeks after your first $100 deposit. The $75 bonus offer is available for Individual, Joint and Custodial accounts only. Offer not valid for IRAs or ESAs. The $75 bonus is not available for withdrawal for 120 days after it is awarded to your account. This offer is not valid with any other offers and is non-transferrable. Limit one ShareBuilder account bonus per unique customer or custodial beneficiary. We reserve the right to terminate this offer at any time and to refuse or recover any promotion award if we determine that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of our Account Agreement have been violated. Offer expires 12/31/11.

For more information on this brokerage deal, check out Sharebuilder promo page from this link.

Charles Schwab Credit Card is now BankAmericard

As most cardholders of the Charles Schwab Credit card are aware, the card was sold to Bank of America. As a result, cardholders have been unable to access their account online via www.schwabbankcreditcard.com. However, I was able to access my account by calling in the number on my Schwab credit card.

Today, I received my Bank of America “Bank Americard” in the mail. After activating it, which took 3 – 4 minutes, I was able to set up my online account with the institution. I was relieved to find that my historical statements going as far back as June 2010 were imported automatically. I have been a cardholder since 2009.

The rewards are worse than the 2% cash back I was used with the Schwab credit card. I will be able to earn a 1% cash back on everyday purchases, 2% on groceries and 3% on gasoline purchases. The issue is that rewards can only be redeemed when you accumulate $25. However, according to the Bank of America information I received along with the card, I could either request the rewards to be paid to me manually or automatically. When I selected the “Rewards” link in my credit card website, I found out that I had already been enrolled to automatically have 100% of my rewards deposited into my Schwab brokerage account, as soon as the amount reaches or exceeds $25. Unfortunately, I am nowhere close to reaching $25 in rewards. I would probably be able to reach that amount in 3-4 months or so.

What has your experience with the transition from Schwab Credit Card to Bank of America Credit Card been?

Charles Schwab Credit Card – How can I pay my balance?

I have been using the Charles Schwab Credit card for the past two years. I enjoyed earning a 2% cash back on purchases. The cash was automatically deposited in my Schwab Brokerage account, with no hassle.

Last year however, Schwab sold the credit card accounts to FIA. Until recently, cardholders were able to see their statements and account balances online at www.schwabbankcreditcard.com. Unfortunately, since this Monday, November 7, the credit card account holders have been sold to Bank of America. As a result, all of their online records are inaccessible. When I log into the website i mentioned before, I do not see my account there. For many cardholders, who are used to online banking, this is a very strange transition. Frankly speaking, Bank of America should have ensured a smooth transition for its new “customers”. But lately, this big bank has been in one customer relationship fiasco after another.

The major issue for many cardholders is that they would not be able to schedule payments to pay their balances due. The burden to pay the balance on time is on the cardholder, even if the website is down. Luckily, I had scheduled a payment, before my account “dissapeared” from the website. It went through yesterday, and I noticed that the payment was marked as “Bank of America Online PMT”. In addition, since I have an outstanding balance, I was able to call the number listed on the back of my credit card to see my balance and amount I owe.

I followed the directions and was ultimately able to schedule payment for a set date. The system asked me for my bank routing and checking account numbers. After that I set the payment amount, the date I want to pay off my balance and I was done.

I hope this little description helps all cardholders, who are left in the dark.